Over the years, many of our prospective patients have been unable to fully finance a critical treatment or procedure themselves. The medical loans available to them had cripplingly high interest rates or down payment. Bank financing was difficult and creditworthy patients were getting denied. Patients were unable to be treated because they could not find simple convenient financing.
Citerra Finance is one of the finest medical finance companies that is dedicated to finding the perfect fit for our customer’s needs. We work with people of all credit histories and backgrounds, and our extensive base of lenders and providers make it possible to offer the best medical financing around.
Medical loans are typically unsecured loans granted based on the applicant’s earning potential and credit rating. The key advantage of obtaining a medical loan is that you can undergo the medical procedure that you require when you need it, without worrying about paying for the entire procedure at once. Getting a medical loan is much better than charging the medical bill to your credit card which could result in long term, high interest debt.
Medical loans can be used not only for emergency medical interventions, but also for those that are not covered under health care insurance, such as cosmetic surgery, liposuction, dental cosmetic surgery, detoxification, and other similar procedures that you feel are important to you but that your insurance company does not deem as medically necessary.